About Us

Eureka Springs Insurance Agency A Professional, Independent Insurance Agency

The Insurance Store operates as a professional and independent agency owned by Virgil P. Fowler and is dedicated to providing insurance products that provide quality protection with competitive pricing.

We aim to establish The Insurance Store as the market leader in quality and professionalism for the insurance needs of Carroll County, Arkansas and surrounding areas by providing products suitable to the economic and social climate of the area.

We provide policies that meet or exceed the expectations and needs of our clients and that are affordable, available, and understandable.

In this rural environment and colloquial culture of historic Americana where the client base identifies with the agent as a professional and neighbor to trust with their needs, The Insurance Store is here to bridge the gap between community and corporation. We will fulfill the appetite for our received requests for service in both the Personal Lines and Commercial Lines needs in the market for excellent service.

Location and Facilities

The Insurance Store is located at 120 North Main Street Eureka Springs, AR 72632 in the heart of the Historic District in downtown Eureka Springs teeming with architectural history from the 19th century and focusing its economy on tourism nearing 100 locally owned restaurants and 200 locally owned lodging facilities with locally owned shops of every variety lining the downtown streets.

Maintaining Traditions

The uniqueness of our agency is our old fashioned personality. We pride ourselves on caring for our customers and still being able to offer courtesy and privacy while providing quality products at a competitive price.

Virgil P. Fowler followed in the footprint of his father, Virgil B. Fowler, Jr., and his grandfather, Virgil B. Fowler, who first began in the Property/Casualty Insurance industry in 1935.

Maintaining excellent service in our small community is priority to The Insurance Store. Being raised in an Independent Insurance Agency, Mr. Fowler understands that customer care and a shared sense of community are essential in understanding the specific and unique needs of our friends and neighbors.

An Independent Advantage

We are Independent Agents in Eureka Springs, Arkansas, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. The Insurance Store represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.


February 28th, 2020 by The Insurance Store